A 50-year mortgage may look like a lifeline — but the math tells a different story: lower payments today, far greater interest costs over time, and...
By Charlene Crowell Senior Fellow with the Center for Responsible Lending America’s persistent racial income and wealth gaps are the result of four intertwined factors: housing, education,...
By Hazel Trice Edney TriceEdneyWire.com The short-term economic impact of Historically Black Colleges and Universities (HBCUs) is $15 billion – rivaling corporations such as Bank of America...
The Digital Download is a weekly column dedicated to exploring the power, promise, and impact of technology in our everyday lives, written by Delegate Cliff Hayes, an experienced technology leader and public servant.
The column aims to educate, inform, and empower readers with insight into how digital tools, innovations, and trends are shaping our communities, policies, and futures.
From artificial intelligence and cybersecurity to broadband access and smart devices, Digital Download breaks down complex tech topics in an accessible way for all.
